CLASSIFICATION AND TYPOLOGY OF CYBERCRIMES IN THE BANKING SECTOR

Abstract

The development of digital technologies has significantly changed the banking sector, opening up new opportunities not only for banking operations, but also for cybercrimes. The rapid process of informatization in Ukraine carries with it the potential for the use of computer technologies with the benefit of the criminal.

The purpose of the article is to study scientific approaches to the classification and typology of cybercrimes in the banking sector.

During the study, general and special scientific research methods were applied. The structural-functional method allowed us to identify cybercrimes as a special category of crime and to study the existing classifications and typologies of cybercrimes, and the methods of analysis, synthesis, induction, deduction, and analogy were used to form conclusions and proposals.

The article examines the approaches of scientists to the definition of cybercrimes and their varieties. Existing classifications of cybercrimes are considered.

The author proposes his own vision of the definition of cybercrimes, which is formulated taking into account the points of view of scientists. Also, attention is focused on the feasibility of classifying cybercrimes according to a number of criteria: depending on the object of the attack; by means and methods of commission; by methods of interference in the data transmission process; depending on the importance of the information system in the mechanism of implementation of criminally unlawful activities.

It is concluded that taking into account the rapid development of technologies, new forms and methods of committing crimes in cyberspace, the spread of crimes in the banking sector, cybercrimes are one of the most dangerous types of criminal offenses that pose a threat to international and national security in cyberspace and require further research.